PRICING
Choose the plan that fits your needs
All clients are required to purchase credit monitoring at $21.86/month through Identity IQ.
This allows us to pull your updated credit report every month.
Without credit monitoring, we will not be able to access your report, send updates, or proceed with your service.
Results That Matter
Results That Speak for Themselves
OVER
800+
Clients and Counting
AVERAGE
90+
Point Score Gains
OVER
1200+
Negative Items Deleted
Protected
Your information stays private with bank-level security every step of the way.
Start in Minutes
Book today, begin today. Your credit action plan kicks off fast.
Real Credit Insight
Clear guidance you can actually use to keep your credit strong long term.
got questions?
FREQUENTLY ASKED QUESTIONS
Not finding what you need?
Here are answers to the most common questions we get about credit repair and our services.
If your question isn’t listed, we’d love to help send your question through the form and we’ll get back to you quickly.
How does credit repair work?
We review your credit reports from all three major bureaus: Equifax, Experian, and TransUnion to identify inaccurate, outdated, or unverifiable items. Then we create a customized dispute strategy and communicate directly with the bureaus and creditors on your behalf. As these inaccuracies are removed or corrected, your credit profile improves over time.
How long does the credit repair process take?
Every credit profile is unique. Most clients start to see noticeable changes within 30–90 days. For more complex cases, the process may take several months. We provide regular updates and continue working with you until the agreed dispute rounds are completed.
Can you guarantee a specific credit score increase?
No reputable credit repair company can promise a specific score or outcome. What we guarantee is that we will dispute inaccurate or unverifiable items using proven methods and keep you informed at every step.
Will removing negative items erase my entire credit history?
No. We target only inaccurate, outdated, or unverified information. Positive and verifiable accounts that demonstrate responsible credit use will remain on your report.
Is credit repair legal?
Yes. Under the Fair Credit Reporting Act (FCRA), you have the right to challenge any item on your credit report that is inaccurate, incomplete, or unverifiable. Our process is fully compliant with federal and state laws.
What types of negative items can you dispute?
We can dispute inaccurate late payments, collections, charge-offs, repossessions, foreclosures, bankruptcies, and inquiries—provided they are incorrect or cannot be verified.
Will I need to do anything during the process?
Yes. You’ll need to provide us with your credit reports (we’ll guide you through how to pull them securely) and respond promptly to any requests for documentation. Your participation helps ensure the process runs smoothly.
How will I track my progress?
You’ll have access to updates and monthly progress reports. We’ll keep you informed about every dispute and any changes that appear on your credit reports.
Get a Custom Credit Game Plan
Your path to better credit.
Meet with a credit specialist who will review your report, identify key opportunities for improvement, and outline a step-by-step action plan, tailored to your goals.
We are committed to providing expert credit repair solutions, helping you restore your credit, improve your score, and secure better financial opportunities.
